The Best Lines of Credit for Pool Companies

Funds readily available through a line of credit are essential for preparing and handling unexpected expenses.

Truly amortized product, where you only pay interest on money that is drawn from line.

Unsecured programs, no collateral needed, up to $250,000.

Annual Interest Rates are Prime (8.5%) + 0% to 2%.

How much do you need to access?
*FREE to Apply & NO credit check
Approvals Up To
Terms as low as
WSJ PR + 0% -2%
Approvals as fast as
With access to affordable capital our pool company clients can expand more efficiently

Grow Your Business with a Line of Credit.

Funds that are Available When You Need Them Most.

Pool projects often require large sums of money upfront or in advance which may not be possible without proper financing arrangements.

Find the Best Option

A Quick and Easy Process from Start to Finish.

Finding the perfect line of credit facility is now easy! We work closely with you every step of the way to ensure everything goes smoothly.

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How Line of Credit Depot Works:

To qualify for a line of credit, your pool company should have demonstrated profitability on the most recent filed business tax return. This showcases your ability to afford payments after drawing funds from the line of credit. Even if your last tax return shows net losses, you may still be eligible.

Certain expenses (non-taxables) on the return can be "added back"
to the net profit amount, bringing your business to a qualifying requirement.

Examples of expenses that may be added back in are certain interest paid on borrowed money and depreciation expense incurred by use of equipment or real estate owned by company's members other than owner/officer/partner who is requesting loan.

Truly amortized product, where you only pay interest on money that is drawn from line.
Unsecured programs, no collateral needed, up to $250,000.
Annual Interest Rates are Prime (8.5%) + 0% to 2%.
Monthly payments with interest only options
How much do you need to access?
*FREE to Apply & NO credit check
Recent Success Story
Pool Company received a $100,000 Line of Credit
Sarah, a pool company owner in Palm Beach, Florida faced a large business tax bill.

She sought help from Line of Credit Depot for financing, she received a $100,000 line of credit. A line of credit gave her flexibility in paying off this debt and keeping her business running smoothly.

The line of credit became an essential tool in her operations. It helped manage unexpected backlogs, keeping her business responsive to customer needs. It also financed new construction projects without using up her cash reserves. Fast access to funds allowed her to take on multiple projects and expand her business.

The line of credit also allowed Sarah to offer flexible payment terms, making her business more attractive to customers and contributing to its growth.

Line of Credit Depot provided a line of credit with low-interest rates and convenient financing options, helping Sarah overcome her industry's challenges.

We provide the Pool Companies industry with bank-level financing

Streamline the process by filling out a simple online application. Say goodbye to lengthy paperwork and complex forms.
Our team of financial experts is dedicated to understanding your unique needs. We'll work closely with you to define the perfect financing option tailored to your business requirements.
Receive a range of offers from our trusted network of lenders. Take your time to evaluate and compare the options available. Choose the one that aligns perfectly with your goals and vision.
Experience the joy of quick and efficient funding. Within just a few days, your business will have the financial boost it needs to thrive. It's that simple!

"See if you qualify before you apply. Answer a few questions about your business to get a pre-approval."

Matthew Elling
Small Business Financing Expert & Founder of Line of Credit Depot
What state are you located in?
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geared towards your Pool company
No Credit Check

Do you own a pool service company or pool construction company? Most pool businesses offer one or many services; design, construction and maintenance programs. But no matter what type of size of pool business you own, odds are that your business can benefit from a line of credit. Line of Credit Depot works with all types of pool companies, in all regions of the United States. So whether you own a pool construction company in the Northeast or a pool cleaning company in Arizona, we have affordable lines of credit specifically geared for the pool industry. Please keep in mind that our lines of credit are commercial, meaning we can only access a line of credit for businesses, not fund a client's swimming pool.

How many pools can your company currently build? How many can you service? The availability of a line of credit can help you with both!

Pool Maintenance and Servicing: A pool company is similar to many other service businesses. The business provides a scheduled cleaning and maintenance, and (hopefully) experiences a margin on the work done. How can your business make more money with an affordable line of credit?

New Pool Construction: Juggling multiple pool construction jobs requires tons of organization and a lot of money. How much mobilization funds you have on hand, can directly affect your bottom line. Lines of credits are used by pool construction companies to help book and complete as many jobs as possible.

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There are 10.4 million residential swimming pools and 7.3 million hot tubs in the US, according to the Association of Pool & Spa Professions. Swimming pools are extremely popular in the United States as swimming ranks as the fourth most popular sport or activity in the US according the the CDC. To those of you with customers who have children, here is a must-read on outdoor child safety!

The swimming industry is huge in the sense of cleaning and maintaining pools as well as the demand for new pools. To keep up with this popularity, swimming pool businesses access to financing is expansive. The best credit facility that is available for a pool company is a line of credit. No other commercial financial product is better suited for the pool industry.

Swimming is just as popular in warmer climates as it is in colder areas of the country. That being said, pool companies in the Northeast need access to capital just like in the Southwest, but the use of the credit facility may differ based on the seasonality of businesses located in colder climates.

Pool companies access lines of credit to expand business, but also to sustain current business. The most popular use cases of a line of credit for pool companies are:

  • Hiring Staff: The summertime in the Northeast means lots of pool cleaning. Pool companies ramp up their workforce during the Summer.
  • Purchasing Equipment: New vacuums, filter parts, vehicles, etc.
  • Marketing: Finding new would be homeowners is key for pool construction businesses.
  • Seasonal Needs: A pool company in a colder climate may need access to funds to bridge the financial gaps during Winter months.

Looking for the best line of credit for your pool business? Why gamble your chances with one lender, when Line of Credit Depot has them all?

Don't drown in expensive debt! Pool companies of all sizes need access to working lines of credit. Are Merchant Cash Advances (MCA's) and expensive so called 'lines of credit' sinking your pool business? Access a REAL line of credit from Line of Credit Depot in no time at all!